When you are about to make new credit loan to purchase your house, you surely look for safety from your home loan. You will look for mortgage loan with the lowest interest rate that will not be a huge burden in your monthly debt. However, you can enjoy better safety than just low interest rate [...]

During the boom years, all you had to worry about was the color to paint your home. Everything else was just great as house values kept on going up, releasing ever more housing equity as collateral for your loans. Now we have a recession and a wave of foreclosures has been sweeping across the land. [...]