If you look back over the last several years, this has been a really exciting period of time. For the first years, banks and finance companies let us borrow more money than we needed. Fortunately, there was a property bubble forming so buying a new more expensive home was a big winner. The housing equity [...]

There’s a darker side to America. It boasts it’s the land of the free. It claims it’s a level playing field and everyone can make it if they try hard enough. This myth of hard work always being rewarded with big bucks is dangerously misleading to the many who hope to improve their lot. Now [...]